One Canadian Citizen

Online thoughts a Vancouverite

Posts Tagged ‘12 months’

Inactive Fee for Scotiabank Credit Cards! Beware

December 8th, 2009

Every now and then banks find a way to get that money out of your pocket. Specially after the credit crunch, creditors always come up with a way to do that.

One way is to charge you a inactive fee for your account. I have seen this fee for the bank accounts but I have never seen it on a credit card. I was browsing for a new credit card that I saw a term on scotiabank’s page that says they are going to charge you 10 dollars if your credit card is not being used for a period of 12 months.

This is from their website:

Inactive fee¹
Applies to No-Fee Scotia Moneyback VISA, No-Fee Value VISA, No-Fee ScotiaGold VISA and SCENE VISA. [Fee does not apply to L’earn VISA or SCENE VISA card for Students]

This inactive fee only applies to the credit cards that do not have an annual fee. So if you are not paying an annual fee and leaving your credit card resting on your desk, get up and give scotiabank a call to cancel it. This inactive fee is for the following cards:

Scotia Momentum VISA, No-Fee Scotia Moneyback VISA, Scotiabank Value VISA, ScotiaGold Passport VISA, No-Fee ScotiaGold VISA, L’earn VISA and SCENE VISA

These are images of the cards.

19774 Inactive Fee for Scotiabank Credit Cards! Beware

19774

No comments »

Posted in Money

Tags: 12 months bank accounts banks card credit credit cards credit crunch creditors crunch desk fee L momentum Money moneyback passport visa pocket SCENE Scotia scotiabank ScotiaGold Value VISA visa card visa fee way

Fitness World – Fees and much more

September 21st, 2009

Fitness world is one of your easiest choice if you are looking for some place to train your body and use its facilities. I have decided to select a gym on June this year. So I have paid a visit to fitness world. It is located down the Capilano road, some place near the border of north van and west vancouver. You would be accompanied by a lady to tour the place. She tries to babble as much as she can and persuade that she is part of one of the greatest place in the world. At the end, you are feeling that, wow I have been missing this place from my childhood, why haven’t I been here since my birth .

Anyhow, after a long discussion with the lady, this is what I got as fees for fitness world. The rate she was offering was said to be for the students only. However, I believe she can count anyone as a student.

They have different packages, each packages has their own definition. It begin with Platinum, gold, silver and Bronze.

Bronze is the one with nothing extra, you can only use the facility. Other ones are like giving you some training sessions, some trainers to watch you or someone to coach you. I guess doing those is not that hard.